What Navi's score says
Navi holds 4.52 stars from 6,560,847 ratings across 100,000,000+ installs. Release Health measures something the store rating does not: whether recent builds are shipping cleanly. On that, the Android build scores 94/100 — battle-tested. A score for iOS is coming. That places it 1st of the 9 lending apps we track.
How this score is calculated
Five dimensions, 100 points, all derived from public store data — the reasoning behind each is shown so any score can be retraced. Two carry 35 points each and three carry 10, in proportion to how well each predicted future problems when tested against months of reviews it had never seen.
0.3% of reviews report a severe defect
- Hard failures
- 12% of bug reports name a crash or freeze
- High-stakes flows
- 41% of bug reports hit payments, login or data
- Areas affected
- 2 of 3 high-stakes areas
builds that regress do so by 0.6 points on average
- Ships that slipped
- 5 of 9 landed worse than the one before
- Worst ship
- +1.3pp above the build before it
no ship in the window regressed by 5 points or more
3.7 points separate the best and worst build
at worst 20% of the window ran consecutively above its own defect median
Indented figures describe the defects behind each rate and carry no points. The score is the sum of the five rows.
Recent builds
Each build is measured over its first 14 days, so builds compare like for like. This app's own median is 4.6%. No build landed more than 12 points above it.
Method notes
- Rating trend is derived from timestamped review scores, not the store's aggregate rating.
- Android release dates are reconstructed from the versions reviewers were running.
Navi update history & release cadence
Ships roughly every 1.1 days, based on 26 releases dated from the review stream. Last update: 2026-09-01.
- v7.24.02026-08-29
- v7.23.122026-08-28
- v7.23.112026-08-27
- v7.23.92026-08-25
- v7.23.82026-08-22
- v7.23.52026-08-18
- v7.23.42026-08-18
- v7.23.32026-08-16
Navi issues — what users are reporting
0.4% of the 42,300 reviews analysed describe the app failing — not working, not opening, freezing or erroring.
- criticalUPI payment debited but stuck "under process" with no auto-reversal
- criticalRecharge / bill payment succeeds but service not credited
11 defect themes found in Navi — 2 rated critical across 7 shipped versions.
Every theme, the versions each affects, what your users said, and the 8 tests that would have caught them.
Common questions
- What is Navi's release health score?
- As of 9 September 2026, Navi's Android app scores 94/100 on Quash's Release Health Index (Battle-Tested), ranking 1st of 9 lending apps. 0.4% of the 42,300 reviews analysed describe the app failing. It ships roughly every 1.1 days. A score for iOS is coming.
- What problems are Navi users reporting?
- The most reported issues are UPI payment debited but stuck "under process" with no auto-reversal and Recharge / bill payment succeeds but service not credited. 11 defect themes were found in total; the detail, including affected versions and the reviews behind them, is in the full report.
- How often does Navi update?
- Navi ships roughly every 1.1 days, based on 26 releases dated from the review stream. The last recorded update was 2026-09-01.
- How does Navi compare with similar apps?
- Navi ranks 1st of 9 lending apps on the same rubric.
- How do I correct something on this page?
- Email prakhar@quashbugs.com with the app name and what looks wrong. Scores are refreshed monthly, and this one was last scored on 9 September 2026.
Put this score on your site
<a href="https://quashbugs.com/release-health/navi"><img src="https://quashbugs.com/api/release-health/badge/navi" alt="Navi release health score" width="280" height="54"></a>
