What Kiwi UPI's score says
Kiwi UPI holds 4.55 stars from 93,592 ratings across 5,000,000+ installs. Release Health measures something the store rating does not: whether recent builds are shipping cleanly. On that, the Android build scores 63/100 — solid foundation. A score for iOS is coming. That places it 2nd of the 4 credit cards apps we track.
How this score is calculated
Five dimensions, 100 points, all derived from public store data — the reasoning behind each is shown so any score can be retraced. Two carry 35 points each and three carry 10, in proportion to how well each predicted future problems when tested against months of reviews it had never seen.
1.8% of reviews report a severe defect
- Hard failures
- 14% of bug reports name a crash or freeze
- High-stakes flows
- 57% of bug reports hit payments, login or data
- Areas affected
- 2 of 3 high-stakes areas
builds that regress do so by 9.1 points on average
- Ships that slipped
- 3 of 9 landed worse than the one before
- Worst ship
- +17.0pp above the build before it
22% of ships land 5+ points worse than the one before
17.0 points separate the best and worst build
at worst 10% of the window ran consecutively above its own defect median
Indented figures describe the defects behind each rate and carry no points. The score is the sum of the five rows.
Recent builds
Each build is measured over its first 14 days, so builds compare like for like. This app's own median is 12.3%. No build landed more than 12 points above it.
Method notes
- Rating trend is derived from timestamped review scores, not the store's aggregate rating.
- Android release dates are reconstructed from the versions reviewers were running.
Kiwi UPI update history & release cadence
Ships roughly every 3.1 days, based on 40 releases dated from the review stream. Last update: 2026-09-01.
- v4.6.32026-08-30
- v4.6.12026-08-27
- v4.6.02026-08-22
- v4.5.92026-08-19
- v4.5.72026-08-14
- v4.5.62026-08-12
- v4.5.42026-08-09
- v4.5.32026-08-03
Kiwi UPI issues — what users are reporting
2.3% of the 16,650 reviews analysed describe the app failing — not working, not opening, freezing or erroring.
- criticalLogin/application OTP always returns "OTP expired"
- criticalMPIN / UPI PIN setup and reset fail with generic errors
21 defect themes found in Kiwi UPI — 5 rated critical across 9 shipped versions.
Every theme, the versions each affects, what your users said, and the 15 tests that would have caught them.
Common questions
Common questions
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<a href="https://quashbugs.com/release-health/kiwi-upi"><img src="https://quashbugs.com/api/release-health/badge/kiwi-upi" alt="Kiwi UPI release health score" width="280" height="54"></a>