What CRED's score says
CRED holds 4.76 stars from 2,985,241 ratings across 50,000,000+ installs. Release Health measures something the store rating does not: whether recent builds are shipping cleanly. On that, the Android build scores 60/100 — solid foundation. A score for iOS is coming. That places it 3rd of the 3 general fintech apps we track.
How this score is calculated
Five dimensions, 100 points, all derived from public store data — the reasoning behind each is shown so any score can be retraced. Two carry 35 points each and three carry 10, in proportion to how well each predicted future problems when tested against months of reviews it had never seen.
4.4% of reviews report a severe defect
- Hard failures
- 16% of bug reports name a crash or freeze
- High-stakes flows
- 51% of bug reports hit payments, login or data
- Areas affected
- 2 of 3 high-stakes areas
builds that regress do so by 5.5 points on average
- Ships that slipped
- 5 of 9 landed worse than the one before
- Worst ship
- +16.3pp above the build before it
22% of ships land 5+ points worse than the one before
20.4 points separate the best and worst build
at worst 20% of the window ran consecutively above its own defect median
Indented figures describe the defects behind each rate and carry no points. The score is the sum of the five rows.
Recent builds
Each build is measured over its first 14 days, so builds compare like for like. This app's own median is 41.2%. No build landed more than 12 points above it.
Method notes
- Rating trend is derived from timestamped review scores, not the store's aggregate rating.
- Android release dates are reconstructed from the versions reviewers were running.
CRED update history & release cadence
Ships roughly every 7.9 days, based on 5 releases dated from the review stream. Last update: 2026-08-26.
- v6.1.0.1242026-08-28
- v6.0.9.1192026-08-23
- v6.0.9.1062026-08-14
- v6.0.5.982026-08-07
- v6.0.5.932026-07-28
CRED issues — what users are reporting
7.7% of the 1,353 reviews analysed describe the app failing — not working, not opening, freezing or erroring.
- criticalApp crashes on launch, on rewards page, and after entering UPI PIN since late-August update
- criticalMoney debited but transaction stuck on Processing / pending / failed, no refund
21 defect themes found in CRED — 4 rated critical across 12 shipped versions.
Every theme, the versions each affects, what your users said, and the 13 tests that would have caught them.
Common questions
- What is CRED's release health score?
- As of 9 September 2026, CRED's Android app scores 60/100 on Quash's Release Health Index (Solid Foundation), ranking 3rd of 3 general fintech apps. 7.7% of the 1,353 reviews analysed describe the app failing. It ships roughly every 7.9 days. A score for iOS is coming.
- What problems are CRED users reporting?
- The most reported issues are App crashes on launch, on rewards page, and after entering UPI PIN since late-August update and Money debited but transaction stuck on Processing / pending / failed, no refund. 21 defect themes were found in total; the detail, including affected versions and the reviews behind them, is in the full report.
- How often does CRED update?
- CRED ships roughly every 7.9 days, based on 5 releases dated from the review stream. The last recorded update was 2026-08-26.
- How does CRED compare with similar apps?
- CRED ranks 3rd of 3 general fintech apps on the same rubric.
- How do I correct something on this page?
- Email prakhar@quashbugs.com with the app name and what looks wrong. Scores are refreshed monthly, and this one was last scored on 9 September 2026.
Put this score on your site
<a href="https://quashbugs.com/release-health/cred"><img src="https://quashbugs.com/api/release-health/badge/cred" alt="CRED release health score" width="280" height="54"></a>
